Official State of Rhode Island website

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State of Rhode Island, Executive Office of Housing ,

Developers

The Rhode Island Executive Office of Housing (EOH) is committed to supporting developers, builders, and contractors as critical partners in advancing the State’s housing goals and expanding access to safe, affordable, and sustainable housing across Rhode Island.

Below you’ll find resources designed to assist developers, builders, and contractors throughout the housing development process, from planning and permitting to construction and completion.

While projects differ in scale, scope, and location, all contribute to Rhode Island’s coordinated effort to meet local housing needs and strengthen communities statewide. Guidance and development resources will be shared on this webpage and through additional communication channels as it becomes available.

Housing 2030 Entry Level Homeownership RFP Now Open!

In order to promote housing opportunities throughout Rhode Island, the Executive Office of Housing (EOH) is hereby allocating up to $20 million dedicated to affordable homeownership opportunities for low- to moderate-income households. 

For full program details, click here!

Purchase Price Calculator for Affordable Homeownership

The Purchase Price Calculator for Affordable Homeownership is used to find the allowable maximum sales price for a deed-restricted affordable home. 

Affordable Homeownership Calculator

Factory-Built Housing

Housing 2030: Get to Know Factory-Built Housing

The Rhode Island Executive Office of Housing (EOH) recognizes that factory-built housing presents a valuable opportunity for increasing the state’s housing supply. Factory-built housing can deliver high-quality, well-designed homes at a lower development cost and at price points accessible to entry level homebuyers. While this type of housing is being deployed in RI, it has not yet been fully integrated into the state’s affordable housing delivery system. To increase familiarity with factory-built housing, the EOH has solicited information from factory-built enterprises regarding the housing styles and typologies offered that best fit within the Housing 2030 Entry Level homeownership Program. Pricing information was also requested to evaluate the cost-effectiveness of utilizing factory-built housing for future development.

The information submitted by each company further details the offered models and associated unit pricing and delivery costs. The cost of site work completed after delivery will vary based on the scope of work, size of the unit, construction costs, and other factors. Most vendors submitted estimates of these costs, but actual expenses will depend on the specifics of each project.

Factory-Built Pricing
 

Factory Built Companies

500 Wood Street
Bristol, RI 02809
(401) 321-2324

www.addaspace.com

Submission: Add A Space                                                        

 

6 Blackjack Crossing
Walpole, NH 03608
(603) 756-3600 

www.bensonwood.com 

Submission: Bensonwood

46 Sheridan Avenue
Pittsburgh, PA 15202
118 Castaway Trail
Mooresville, NC 28117
(412) 206-9506

www.blockhouseresidential.com

Submission: Blockhouse Residential

532 Big Water Road
Wakefield, RI 02879
Office (401) 792-9159
Mobile (401) 556-5698 

www.coastalmod.com

Submissions: Coastal Modular

                     Mustard Seed Tiny House Models:

                     -     The Sycamore

                     -     The Harvest

 (303) 481-7971

www.dynamicmhsolutions.com

Submission: Dynamic MH Solutions

2255 Providence Highway
Walpole, MA 02081
(508) 734-5884 

www.millbrookhomes.com

Submission: Millbrook

 

99 Derby Street Suite 306
Hingham, MA 02043
(781) 410-4991 
www.mod-techhomes.com

Submission: Mod-Tech Homes, LLC

143 Twistback Road
PO Box 1
Claremont, NH 03743
(603) 372-1050 

www.preferredbuildings.com

Submission: Preferred Building Systems

38% Pilot Program

These guidelines will apply to any home developed under the Rhode Island Low and Moderate-Income Housing Act (LMIH Act) if the developer seeks to set a sales price above 30% of the area median income for a household at 120% Area Median
Income. The initial sale of any home being sold above the standard 30% limits must follow these guidelines to be considered affordable housing under the LMIH Act – and it must contain a deed restriction that requires these guidelines to be met upon  resale for a period of no less than 30 years from initial occupancy.

 (Click here for complete Guidelines)

  • Pilot Timeframe: Homes first sold from January 1, 2026 to December 31, 2029.  
  • No state or federal subsidy: Local density bonuses and municipal and local subsidies are allowable.
  • Maximum sales price: The maximum sales price is calculated using maximum front end debt equal to 38% (instead of 30%) of gross AMI.
  • Differential from Market rate units in the development: Affordable units must be priced at no more than 80% of the lowest-priced market-rate unit of the same bedroom size.
  • Underwriting criteria for the purchase: Buyers must have household income between 100%-120% of AMI, housing debt ratio of no more than 38%, total debt-to-income of no more than 43% (as verified by a mortgage lender), and must occupy the property as their primary residence.   
  • Monitoring: Agent must be retained to oversee compliance with these guidelines.  

 

The 38% Purchase Price Calculator finds the allowable maximum sales price of a deed-restricted affordable home under the 38% Pilot program only. 

38% Pilot Program Calculator

Public Law 2025 Chapter 325 authorizes the Secretary of Housing “to develop a four-year (4) pilot program sunsetting on December 31, 2029, to explore alternative underwriting criteria to aid in the development of affordable dwelling units for sale to moderate-income households.” The law states that “[a]lternative underwriting criteria shall be limited to no more than thirty eight percent (38%) of gross household income” and defines moderate income households as those between 100% and 120% of the Area Median Income, adjusted by metropolitan statistical area and household size. Any property first sold under these criteria will have the same criteria incorporated into the deed as a deed restriction for any resale, in accordance with the Low- and Moderate-Income Housing (LMIH) Act.